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Home Purchase Loan Approval/Denial by Race, 2016
Application Count
Place County Applicant Race Loan Originated Application DeniedOther
Dixie County County Dixie County American Indian or Alaska Native 1 1 -
Dixie County County Dixie County Black or African American 1 7 6
Dixie County County Dixie County White 72 34 29
Dixie County County Dixie County Information not provided by applicant in mail, Internet, or telephone application 7 4 3
Dixie County County Dixie County Not applicable 2 - -
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Approval/Denial by Hispanic/Latino Ethnicity, 2016
Application Count
Place County Applicant Ethnicity Loan Originated Application DeniedOther
Dixie County County Dixie County Hispanic or Latino 3 - 2
Dixie County County Dixie County Not Hispanic or Latino 65 36 26
Dixie County County Dixie County Information not provided by applicant in mail, Internet, or telephone application 13 10 10
Dixie County County Dixie County Not applicable 2 - -
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Application Denial Reasons, 2016
Place County Denial ReasonApplications Count
Dixie County County Dixie County Debt-to-income ratio 3
Dixie County County Dixie County Employment history 1
Dixie County County Dixie County Credit history 6
Dixie County County Dixie County Collateral 4
Dixie County County Dixie County Credit application incomplete 2
Dixie County County Dixie County Other 4
Dixie County County Dixie County Not avail. 26
Notes:  Shows loan applications resulting in denials only.
Sources:  Home Mortgage Disclosure Act data 2016