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Home Purchase Loan Approval/Denial by Race, 2016
Application Count
Place County Applicant Race Loan Originated Application DeniedOther
Dixie County Dixie American Indian or Alaska Native 1 1 -
Dixie County Dixie Black or African American 2 15 11
Dixie County Dixie White 108 54 48
Dixie County Dixie Information not provided by applicant in mail, Internet, or telephone application 11 7 3
Dixie County Dixie Not applicable 3 - -
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Approval/Denial by Hispanic/Latino Ethnicity, 2016
Application Count
Place County Applicant Ethnicity Loan Originated Application DeniedOther
Dixie County Dixie Hispanic or Latino 4 1 3
Dixie County Dixie Not Hispanic or Latino 97 52 43
Dixie County Dixie Information not provided by applicant in mail, Internet, or telephone application 21 24 16
Dixie County Dixie Not applicable 3 - -
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Application Denial Reasons, 2016
Place County Denial ReasonApplications Count
Dixie County Dixie Debt-to-income ratio 5
Dixie County Dixie Employment history 1
Dixie County Dixie Credit history 8
Dixie County Dixie Collateral 8
Dixie County Dixie Credit application incomplete 4
Dixie County Dixie Other 6
Dixie County Dixie Not avail. 45
Notes:  Shows loan applications resulting in denials only.
Sources:  Home Mortgage Disclosure Act data 2016