:|
:|
:|
:|
 
spacer Choose any table from the list at left to view

previous next (PREV and NEXT change current view)

Home Purchase Loan Approval/Denial by Race, 2016
Application Count
Place County Applicant Race Loan Originated Application DeniedOther
Gadsden County County Gadsden County American Indian or Alaska Native 2 2 -
Gadsden County County Gadsden County Asian - - 2
Gadsden County County Gadsden County Black or African American 80 88 59
Gadsden County County Gadsden County White 137 50 47
Gadsden County County Gadsden County Information not provided by applicant in mail, Internet, or telephone application 24 19 21
Gadsden County County Gadsden County Not applicable 3 - 1
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Approval/Denial by Hispanic/Latino Ethnicity, 2016
Application Count
Place County Applicant Ethnicity Loan Originated Application DeniedOther
Gadsden County County Gadsden County Hispanic or Latino 16 7 9
Gadsden County County Gadsden County Not Hispanic or Latino 202 113 90
Gadsden County County Gadsden County Information not provided by applicant in mail, Internet, or telephone application 25 39 30
Gadsden County County Gadsden County Not applicable 3 - 1
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Application Denial Reasons, 2016
Place County Denial ReasonApplications Count
Gadsden County County Gadsden County Debt-to-income ratio 14
Gadsden County County Gadsden County Employment history 5
Gadsden County County Gadsden County Credit history 13
Gadsden County County Gadsden County Collateral 6
Gadsden County County Gadsden County Insufficient cash (downpayment, closing costs) 4
Gadsden County County Gadsden County Unverifiable information 1
Gadsden County County Gadsden County Other 6
Gadsden County County Gadsden County Not avail. 110
Notes:  Shows loan applications resulting in denials only.
Sources:  Home Mortgage Disclosure Act data 2016