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Home Purchase Loan Approval/Denial by Race, 2016
Application Count
Place County Applicant Race Loan Originated Application DeniedOther
Hardee County Hardee Asian 12 - -
Hardee County Hardee Black or African American 10 - 14
Hardee County Hardee White 322 98 120
Hardee County Hardee Information not provided by applicant in mail, Internet, or telephone application 30 23 9
Hardee County Hardee Not applicable 16 - -
Hardee County Hardee Total 390 121 143
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Approval/Denial by Hispanic/Latino Ethnicity, 2016
Application Count
Place County Applicant Ethnicity Loan Originated Application DeniedOther
Hardee County Hardee Hispanic or Latino 106 21 45
Hardee County Hardee Not Hispanic or Latino 246 86 80
Hardee County Hardee Information not provided by applicant in mail, Internet, or telephone application 22 14 18
Hardee County Hardee Not applicable 16 - -
Hardee County Hardee Total 390 121 143
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Application Denial Reasons, 2016
Place County Denial ReasonApplications Count
Hardee County Hardee Debt-to-income ratio 15
Hardee County Hardee Credit history 15
Hardee County Hardee Collateral 16
Hardee County Hardee Insufficient cash (downpayment, closing costs) 6
Hardee County Hardee Credit application incomplete 24
Hardee County Hardee Other 11
Hardee County Hardee Not avail. 34
Notes:  Shows loan applications resulting in denials only.
Sources:  Home Mortgage Disclosure Act data 2016