:|
:|
:|
:|
 
spacer Choose any table from the list at left to view

previous next (PREV and NEXT change current view)

Home Purchase Loan Approval/Denial by Race, 2016
Application Count
Place County Applicant Race Loan Originated Application DeniedOther
Jackson County Jackson American Indian or Alaska Native 6 5 2
Jackson County Jackson Asian 2 - -
Jackson County Jackson Black or African American 53 63 20
Jackson County Jackson White 385 184 147
Jackson County Jackson Information not provided by applicant in mail, Internet, or telephone application 42 20 36
Jackson County Jackson Not applicable 2 2 -
Jackson County Jackson Total 490 274 205
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Approval/Denial by Hispanic/Latino Ethnicity, 2016
Application Count
Place County Applicant Ethnicity Loan Originated Application DeniedOther
Jackson County Jackson Hispanic or Latino 4 3 2
Jackson County Jackson Not Hispanic or Latino 424 195 144
Jackson County Jackson Information not provided by applicant in mail, Internet, or telephone application 60 74 59
Jackson County Jackson Not applicable 2 2 -
Jackson County Jackson Total 490 274 205
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Application Denial Reasons, 2016
Place County Denial ReasonApplications Count
Jackson County Jackson Debt-to-income ratio 28
Jackson County Jackson Employment history 4
Jackson County Jackson Credit history 22
Jackson County Jackson Collateral 22
Jackson County Jackson Insufficient cash (downpayment, closing costs) 2
Jackson County Jackson Unverifiable information 2
Jackson County Jackson Credit application incomplete 4
Jackson County Jackson Other 15
Jackson County Jackson Not avail. 175
Notes:  Shows loan applications resulting in denials only.
Sources:  Home Mortgage Disclosure Act data 2016