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Home Purchase Loan Approval/Denial by Race, 2016
Application Count
Place County Applicant Race Loan Originated Application DeniedOther
Levy County Levy American Indian or Alaska Native 6 4 4
Levy County Levy Asian 10 - -
Levy County Levy Black or African American 89 52 44
Levy County Levy Native Hawaiian or Other Pacific Islander 4 4 -
Levy County Levy White 1036 384 373
Levy County Levy Information not provided by applicant in mail, Internet, or telephone application 99 42 62
Levy County Levy Not applicable 16 - 7
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Approval/Denial by Hispanic/Latino Ethnicity, 2016
Application Count
Place County Applicant Ethnicity Loan Originated Application DeniedOther
Levy County Levy Hispanic or Latino 78 66 22
Levy County Levy Not Hispanic or Latino 1001 323 355
Levy County Levy Information not provided by applicant in mail, Internet, or telephone application 165 97 106
Levy County Levy Not applicable 16 - 7
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Application Denial Reasons, 2016
Place County Denial ReasonApplications Count
Levy County Levy Debt-to-income ratio 79
Levy County Levy Employment history 19
Levy County Levy Credit history 66
Levy County Levy Collateral 34
Levy County Levy Insufficient cash (downpayment, closing costs) 16
Levy County Levy Unverifiable information 6
Levy County Levy Credit application incomplete 21
Levy County Levy Mortgage insurance denied 3
Levy County Levy Other 4
Levy County Levy Not avail. 238
Notes:  Shows loan applications resulting in denials only.
Sources:  Home Mortgage Disclosure Act data 2016