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Home Purchase Loan Approval/Denial by Race, 2016
Application Count
Place County Applicant Race Loan Originated Application DeniedOther
Liberty County Liberty American Indian or Alaska Native 8 - -
Liberty County Liberty Black or African American 4 16 15
Liberty County Liberty White 98 78 94
Liberty County Liberty Information not provided by applicant in mail, Internet, or telephone application 16 5 12
Liberty County Liberty Not applicable - - -
Liberty County Liberty Total 126 99 121
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Approval/Denial by Hispanic/Latino Ethnicity, 2016
Application Count
Place County Applicant Ethnicity Loan Originated Application DeniedOther
Liberty County Liberty Not Hispanic or Latino 106 83 83
Liberty County Liberty Information not provided by applicant in mail, Internet, or telephone application 20 16 38
Liberty County Liberty Not applicable - - -
Liberty County Liberty Total 126 99 121
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Application Denial Reasons, 2016
Place County Denial ReasonApplications Count
Liberty County Liberty Employment history 8
Liberty County Liberty Credit history 8
Liberty County Liberty Collateral 11
Liberty County Liberty Insufficient cash (downpayment, closing costs) 4
Liberty County Liberty Other 4
Liberty County Liberty Not avail. 64
Notes:  Shows loan applications resulting in denials only.
Sources:  Home Mortgage Disclosure Act data 2016