:|
:|
:|
:|
 
spacer Choose any table from the list at left to view

previous next (PREV and NEXT change current view)

Home Purchase Loan Approval/Denial by Race, 2016
Application Count
Place County Applicant Race Loan Originated Application DeniedOther
Orange County County Orange County American Indian or Alaska Native 61 19 30
Orange County County Orange County Asian 989 237 312
Orange County County Orange County Black or African American 1487 465 430
Orange County County Orange County Native Hawaiian or Other Pacific Islander 58 18 18
Orange County County Orange County White 11726 2107 2709
Orange County County Orange County Information not provided by applicant in mail, Internet, or telephone application 1562 519 488
Orange County County Orange County Not applicable 129 21 21
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Approval/Denial by Hispanic/Latino Ethnicity, 2016
Application Count
Place County Applicant Ethnicity Loan Originated Application DeniedOther
Orange County County Orange County Hispanic or Latino 3916 1049 967
Orange County County Orange County Not Hispanic or Latino 10595 1895 2597
Orange County County Orange County Information not provided by applicant in mail, Internet, or telephone application 1366 418 423
Orange County County Orange County Not applicable 135 24 21
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Application Denial Reasons, 2016
Place County Denial ReasonApplications Count
Orange County County Orange County Debt-to-income ratio 760
Orange County County Orange County Employment history 68
Orange County County Orange County Credit history 355
Orange County County Orange County Collateral 416
Orange County County Orange County Insufficient cash (downpayment, closing costs) 123
Orange County County Orange County Unverifiable information 134
Orange County County Orange County Credit application incomplete 316
Orange County County Orange County Mortgage insurance denied 1
Orange County County Orange County Other 227
Orange County County Orange County Not avail. 986
Notes:  Shows loan applications resulting in denials only.
Sources:  Home Mortgage Disclosure Act data 2016