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Home Purchase Loan Approval/Denial by Race, 2016
Application Count
Place County Applicant Race Loan Originated Application DeniedOther
Taylor County Taylor American Indian or Alaska Native 6 8 -
Taylor County Taylor Black or African American 18 21 7
Taylor County Taylor White 197 82 65
Taylor County Taylor Information not provided by applicant in mail, Internet, or telephone application 22 5 6
Taylor County Taylor Not applicable - - -
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Approval/Denial by Hispanic/Latino Ethnicity, 2016
Application Count
Place County Applicant Ethnicity Loan Originated Application DeniedOther
Taylor County Taylor Hispanic or Latino 2 4 2
Taylor County Taylor Not Hispanic or Latino 203 76 58
Taylor County Taylor Information not provided by applicant in mail, Internet, or telephone application 38 36 18
Taylor County Taylor Not applicable - - -
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Application Denial Reasons, 2016
Place County Denial ReasonApplications Count
Taylor County Taylor Debt-to-income ratio 2
Taylor County Taylor Credit history 24
Taylor County Taylor Collateral 6
Taylor County Taylor Insufficient cash (downpayment, closing costs) 2
Taylor County Taylor Other 4
Taylor County Taylor Not avail. 78
Notes:  Shows loan applications resulting in denials only.
Sources:  Home Mortgage Disclosure Act data 2016