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Home Purchase Loan Approval/Denial by Race, 2016
Application Count
Place County Applicant Race Loan Originated Application DeniedOther
Calhoun County Calhoun American Indian or Alaska Native - 2 -
Calhoun County Calhoun Black or African American 6 6 4
Calhoun County Calhoun Native Hawaiian or Other Pacific Islander - - 2
Calhoun County Calhoun White 87 53 47
Calhoun County Calhoun Information not provided by applicant in mail, Internet, or telephone application 6 2 7
Calhoun County Calhoun Not applicable - - -
Calhoun County Calhoun Total 99 63 60
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Approval/Denial by Hispanic/Latino Ethnicity, 2016
Application Count
Place County Applicant Ethnicity Loan Originated Application DeniedOther
Calhoun County Calhoun Hispanic or Latino - - 4
Calhoun County Calhoun Not Hispanic or Latino 86 50 46
Calhoun County Calhoun Information not provided by applicant in mail, Internet, or telephone application 13 13 10
Calhoun County Calhoun Not applicable - - -
Calhoun County Calhoun Total 99 63 60
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Application Denial Reasons, 2016
Place County Denial ReasonApplications Count
Calhoun County Calhoun Debt-to-income ratio 3
Calhoun County Calhoun Credit history 6
Calhoun County Calhoun Collateral 11
Calhoun County Calhoun Not avail. 43
Notes:  Shows loan applications resulting in denials only.
Sources:  Home Mortgage Disclosure Act data 2016