:|
:|
:|
:|
 
spacer Choose any table from the list at left to view

previous next (PREV and NEXT change current view)

Home Purchase Loan Approval/Denial by Race, 2016
Application Count
Place County Applicant Race Loan Originated Application DeniedOther
Charlotte County Charlotte American Indian or Alaska Native 10 4 2
Charlotte County Charlotte Asian 49 15 12
Charlotte County Charlotte Black or African American 126 47 27
Charlotte County Charlotte Native Hawaiian or Other Pacific Islander 5 2 3
Charlotte County Charlotte White 4972 882 1054
Charlotte County Charlotte Information not provided by applicant in mail, Internet, or telephone application 461 119 146
Charlotte County Charlotte Not applicable 33 7 4
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Approval/Denial by Hispanic/Latino Ethnicity, 2016
Application Count
Place County Applicant Ethnicity Loan Originated Application DeniedOther
Charlotte County Charlotte Hispanic or Latino 243 60 81
Charlotte County Charlotte Not Hispanic or Latino 4903 869 1012
Charlotte County Charlotte Information not provided by applicant in mail, Internet, or telephone application 476 140 151
Charlotte County Charlotte Not applicable 34 7 4
Notes:  "Other" includes applications that were approved but not accepted, applications withdrawn by the applicant, and files closed for incompleteness. Excludes loans that were purchased by a financial institution and pre-approval requests.
Sources:  Home Mortgage Disclosure Act data 2016
Home Purchase Loan Application Denial Reasons, 2016
Place County Denial ReasonApplications Count
Charlotte County Charlotte Debt-to-income ratio 219
Charlotte County Charlotte Employment history 26
Charlotte County Charlotte Credit history 84
Charlotte County Charlotte Collateral 169
Charlotte County Charlotte Insufficient cash (downpayment, closing costs) 42
Charlotte County Charlotte Unverifiable information 45
Charlotte County Charlotte Credit application incomplete 74
Charlotte County Charlotte Mortgage insurance denied 14
Charlotte County Charlotte Other 87
Charlotte County Charlotte Not avail. 316
Notes:  Shows loan applications resulting in denials only.
Sources:  Home Mortgage Disclosure Act data 2016