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Housing Profile
Clay County, Florida
  • Population, 2007: 184644. Clay County ranks # 25 of Florida's 67 counties in population.
  • Households, 2007: 67615
  • Homeownership Rate, 2007: 78.0%. Statewide, Florida's homeownership rate is 70.4%.
Population Projections
  • In 2030, Clay County is projected to have a population of 292705, ranking it # 25 of Florida's 67 counties.

Projected Total Population, Clay County, 2007-2030

Place 2007 2010 2015 2020 20252030
Clay County 184644 194701 221201 245803 269901 292705
Notes:  Housing Needs Assessment - Population and Household Projection Methodology User Guide.

Sources:   Not Available.
Housing Market

Existing Home Values (Based on County Property Appraisers' Just Value)

  • Single Family Home, average just value, 2008: $188587. (Statewide, the average just value of a single family home in Florida in 2008 was $248425).
  • Mobile Home, average just value, 2008: $69064.
  • Condominium, average just value, 2008: $107786.

  • * -100 means less than 25 observations
    * -200 means less than 2/3 of observations have valid year built entries
    * -300 means less than 2/3 of observations have valid square footage entries
    * -400 means no observations

Home Sales Prices

  • The average sales price for a single family home was $245323 in 2007. The median sales price that year was $215500, compared to a statewide median sales price of $240000.

  • * -100 means less than 25 observations.
    * -200 means less than 2/3 of observations have valid entries for that year.
    * -300 means less than 2/3 of observations have valid square footage entries.
    * -400 means no observations.

Median Sales Price for Single Family Homes and Condominiums, Clay County, 1996-2007

Place Housing Type 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 20062007
Clay County Condominiums 52500 54000 53900 64700 53400 63250 73000 70000 125950 138400 159900 120600
Clay County Single Family Homes 98500 98900 107000 113600 120000 127650 135450 146428 169000 190000 226350 215500
Notes: 
* -100 means less than 25 observations.
* -200 means less than 2/3 of observations have valid entries for that year.
* -300 means less than 2/3 of observations have valid square footage entries.
* -400 means no observations.
Sources:  County property appraiser tax rolls, compiled by Shimberg Center - Florida Housing Data Clearinghouse.

Rents

  • The median rent paid by Clay County households in 2000 was $668 per month, compared to a statewide median rent of $641.
  • In Clay County and the surrounding metro area, the HUD Fair Market Rent in 2009, representing rent for a typical modest apartment, was $685 for a studio apartment, $779 for a one-bedroom, $907 for a two-bedroom, $1138 for a three-bedroom, and $1304 for a four-bedroom unit.

Households by Monthly Rent Paid, Clay County,2000

Place No Cash Rent less than 200 between 200 and 299 between 300 and 499 between 500 and 749 between 750 and 999 between 1000 and 14991500 or more
Clay County 571 132 302 1965 4320 2751 986 82
Affordable Housing Needs

Cost Burden, General

  • "Cost-burdened" households pay more than 30% of income for rent or mortgage costs. In 2007, 14475 Clay County households (21%) pay more than 30% of income for housing. By comparison, 0% of households statewide are cost-burdened.
  • 5341 households in Clay County (8%) pay more than 50% of income for housing.

Households by Cost Burden, Clay County, 2007

Amount of Income Paid for Housing
0-30% 30-50%50% or more
Total 53140 9134 5341
Notes:  Housing Needs Assessment - Population and Household Projection Methodology User Guide.
Click here to get household projections by tenure, age of householder, income, and cost burden.
Sources:   Not Available.

** The Household Demographic Data Access Tool allows users to combine any of the variables below to create a custom report. For example, a user could find the number of 1-2 person renter households age 65 and older who pay more than 50% of income for housing by selecting household size, householder age, and household income as indicators.

Homeowners and Renters

Households by Homeowner/Renter Status and Cost Burden, Clay County, 2007

Amount of Income Paid for Housing
0-30% 30-50%50% or more
Owner 42358 6518 3852
Renter 10782 2616 1489
Notes:  Housing Needs Assessment - Population and Household Projection Methodology User Guide.
Click here to get household projections by tenure, age of householder, income, and cost burden.
Sources:   Not Available.

Household Income

  • In the following table, household income is measured as a percentage of the median income for the county or area, adjusted for family size. In Clay County and the surrounding metro area, the HUD-estimated median income for a family of four is $63900 in 2008.

Households by Income and Cost Burden, Clay County, 2007

Household Income as Percentage of Area Median Income Amount of Income Paid for Housing
0-30% 30-50%50% or more
<=30% AMI 1284 580 2354
30.01-50% AMI 2400 1807 1802
50.01-80% AMI 7752 3514 987
80.01+% AMI 41704 3233 198
Total 53140 9134 5341
Notes:  Housing Needs Assessment - Population and Household Projection Methodology User Guide.
Click here to get household projections by tenure, age of householder, income, and cost burden.
Sources:   Not Available.

** For more detailed income categories and to combine with other variables such as age, cost burden, and owner/renter status, try the Household Demographic Data Access Tool.

Elderly Households

  • 12538 households in Clay County (18.5%) are headed by a person age 65 or older in 2007. In comparison, 27.3% of households statewide are headed by elderly persons.
  • 21101 of elderly households in Clay County (84.6%) own their homes.
  • 2910 elderly households (23%) pay more than 30% of income for rent or mortgage costs.

Elderly Households by Age and Cost Burden, Clay County, 2007

Age of Householder Amount of Income Paid for Housing
0-30% 30-49.9%50+ %
65+ 9628 1432 1478
Notes:  Housing Needs Assessment - Population and Household Projection Methodology User Guide.
Click here to get household projections by tenure, age of householder, income, and cost burden.
Sources:   Not Available.
** To learn about all head-of-household age categories and to combine with other variables such as income, cost burden, and owner/renter status, try the Household Demographic Data Access Tool.

Size of Households

  • 34513 households in Clay County (51%) are made up of 1-2 persons in 2007. 24% of these households pay more than 30% of income for rent or mortgage costs.
  • 25541 households in Clay County (38%%) are made up of 3-4 persons in 2007. 19% of these households pay more than 30% of income for rent or mortgage costs.
  • 7563 households in Clay County (11%%) are made up of 5 persons or more in 2007. 19% of these households pay more than 30% of income for rent or mortgage costs.

Households by Size and Cost Burden, Clay County, 2007

Number of Persons in the Household Amount of Income Paid for Housing
0-30% 30.01-50%50.01+ %
1-2 26380 4856 3277
3-4 20661 3237 1643
5+ 6102 1037 424
Notes:  Housing Needs Assessment - Population and Household Projection Methodology User Guide.
Click here to get household projections by tenure, age of householder, income, and cost burden.
Sources:   Not Available.

** To combine with other variables such as income, head-of-household age, and owner/renter status, try the Household Demographic Data Access Tool.

Disability and Affordable Housing Need

  • In 2000, 4538 low-income households included at least one person with a disability age 15 or older. These households had incomes below 60% of the area median income.

Low-Income (<60% AMI) Households Including Persons with Disabilities Age 15+ and Cost Burden, Clay County, 2000

Amount of Income Paid for Housing
0-29.9% 30-49.9%50+ %
1945 1225 1368

Single Family Home Size and Age

  • In 2008, the median size for a new single-family home in Clay County was 2187 square feet.

Year Structure Built, Clay County, 2000

Year Structure Built, 2000
1939 and earlier 1940s 1950s 1960s 1970s 1980s 1990sPlace
683 907 2385 4344 12275 16396 16758 Clay County

Substandard Housing

Housing units are considered to be substandard if they are overcrowded, do not have heat, or lack complete kitchens or plumbing. In 2000,

  • 1312 housing units (2.6% of all units) in Clay County were overcrowded, meaning that they housed more than one person per room, compared to a statewide percentage of 6.5%.
  • 364 units (0.7%) in Clay County did not use home heating fuel, compared to a statewide percentage of 1.8%.
  • 129 units (0.2%) in Clay County lacked complete kitchen facilities, compared to a statewide percentage of 0.5%.
  • 130 units (0.2%) in Clay County lacked complete plumbing facilities, compared to a statewide percentage of 0.4%.