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Housing Profile
Santa Rosa County, Florida
  • Population, 2016: 167009. Santa Rosa County ranks # 30 of Florida's 67 counties in population.
  • Households, 2016: 64058
  • Homeownership Rate, 2016: 77.0%. Statewide, Florida's homeownership rate is 67.8%.
Population Projections
  • In 2040, Santa Rosa County is projected to have a population of 235303, ranking it # 28 of Florida's 67 counties.

Projected Total Population, Santa Rosa County, 2010-2040

Place 2010 2016 2020 2025 2030 20352040
Santa Rosa County 151372 167009 181403 197898 211700 223699 235303
Notes:  Not Available.
Sources:  University of Florida Bureau of Economic and Business Research, Population Projections; U.S. Census Bureau, 2010 Decennial Census.
Housing Market

Existing Home Values (Based on County Property Appraisers' Just Value)

  • Single Family Home, average just value, 2016: $148959. (Statewide, the average just value of a single family home in Florida in 2016 was $219681).
  • Mobile Home, average just value, 2016: $41626.
  • Condominium, average just value, 2016: $223687.

Home Sales Prices

  • The average sales price for a single family home was $214926 in 2016. The median sales price that year was $190000, compared to a statewide median sales price of $212000.

    Source: Florida Department of Revenue, Sales Data Files

Median Sales Price for Single Family Homes and Condominiums, Santa Rosa County, 1996-2016

Place Housing Type 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 20152016
Santa Rosa County Condominiums 164900 235000 125000 272850 130000 168500 279900 342500 262500 238050 220000 275000 275100 270000 255000 235000 177750 225000 248900 215000 216000
Santa Rosa County Single Family Homes 91500 97200 102000 105900 110700 117500 125000 132600 155000 205000 199600 193950 182000 175000 176950 169000 175000 181400 185000 190000 190000
Notes:  Not applicable
Sources:  Florida Department of Revenue, Sales Data Files

Median Gross Rent, Santa Rosa County, Florida, 2011-2015 American Community Survey

Place Median Gross RentState Median Gross Rent
Santa Rosa County, Florida 1031 1002
Notes:  American Community Survey is based on a sample of households and therefore involves a margin of error. To find the margin of error for this and other ACS-based tables, see the General Unit Characteristics tool. A "-" indicates that the value in the ACS is not statistically significant from zero.
Sources:  U.S. Census Bureau, 2011-2015 American Community Survey 5-Year Summary File
  • In Santa Rosa County and the surrounding metro area, the HUD Fair Market Rent in 2017, representing rent for a typical modest apartment, was $741 for a studio apartment, $749 for a one-bedroom, $897 for a two-bedroom, $1243 for a three-bedroom, and $1581 for a four-bedroom unit.

    Source: U.S. Department of Housing and Urban Development, 2016 Fair Market Rents

Households by Monthly Rent Paid, Santa Rosa County, 2011-2015

Place <$200 $200-$299 $300-$499 $500-$749 $750-$999 $1,000-$1,499 $1,500-$1,999 $2,000-$2,499 $2,500-$2,999 $3,000-$3,499 $3,500 or More No Cash RentTotal
Santa Rosa County 60 21 653 2879 3425 5735 1741 471 21 60 0 990 16056
Notes:  American Community Survey is based on a sample of households and therefore involves a margin of error. To find the margin of error for this and other ACS-based tables, see the General Unit Characteristics tool. A "-" indicates that the value in the ACS is not statistically significant from zero.
Sources:  U.S. Census Bureau, 2011-2015 American Community Survey 5-Year Summary File

Manufactured Housing Parks and Condominiums

  • There are 8 licensed manufactured housing parks in Santa Rosa with 275 lots in 2012.
  • There are 27 licensed condominium developments in Santa Rosa with 1510 units in 2012. Of these, 3 properties with 196 units were converted from rental to condo.

    Source: Florida Department of Business and Professional Regulation

Home Purchase Loans by Property Type, Santa Rosa County, 2005-2015

Application Count
Place County Property Type 2005 2006 2007 2008 2009 2010 2011 2012 2013 20142015
Santa Rosa County Santa Rosa One to four-family (other than manufactured housing) 4932 4160 2973 1801 1873 1736 1736 5293 6722 6951 8105
Santa Rosa County Santa Rosa Manufactured housing 155 153 112 64 36 52 63 151 203 240 181
Santa Rosa County Santa Rosa Multifamily 3 1 1 0 0 1 0 10 8 2 0
Notes:  Shows loan applications resulting in loan origination only. For more information, see HMDA User Guide
Sources:  Home Mortgage Disclosure Act data 2005-2015

Foreclosures and Serious Delinquencies

  • The Pensacola MSA had a foreclosure rate for 1-4 unit homes of 6.26% and a serious delinquency (90+ day) rate of 3.06% in September 2013.

    Source: Analysis of LPI Applied Analytics data by LISC, tabulated by the Urban Institute
Affordable Housing Needs

Cost Burden, General

  • "Cost-burdened" households pay more than 30% of income for rent or mortgage costs. In 2016, 19134 Santa Rosa County households (30%) pay more than 30% of income for housing. By comparison, 42% of households statewide are cost-burdened.
  • 7519 households in Santa Rosa County (12%) pay more than 50% of income for housing.

Households by Cost Burden, Santa Rosa County, 2016

Amount of Income Paid for Housing
0-30% 30-50%50% or more
Total 44924 11615 7519
Notes:  Click here to get household projections by tenure, age of householder, income, and cost burden.
Sources:   Not Available.
Homeowners and Renters

Households by Homeowner/Renter Status and Cost Burden, Santa Rosa County, 2016

Amount of Income Paid for Housing
0-30% 30-50%50% or more
Owner 35693 8277 5334
Renter 9231 3338 2185
Notes:  Click here to get household projections by tenure, age of householder, income, and cost burden.
Sources:   Not Available.

Household Income

  • In the following table, household income is measured as a percentage of the median income for the county or area, adjusted for family size. In Santa Rosa County and the surrounding metro area, the HUD-estimated median income for a family of four is $62000 in 2017.

Households by Income and Cost Burden, Santa Rosa County, 2016

Household Income as Percentage of Area Median Income Amount of Income Paid for Housing
0-30% 30-50%50% or more
<=30% AMI 1527 520 3448
30.01-50% AMI 1301 1544 1725
50.01-80% AMI 4021 2852 1269
80.01+% AMI 38075 6699 1077
Total 44924 11615 7519
Notes:  Click here to get household projections by tenure, age of householder, income, and cost burden.
Sources:   Not Available.

Elderly Households

  • 15855 households in Santa Rosa County (24.8%) are headed by a person age 65 or older in 2016. In comparison, 30.1% of households statewide are headed by elderly persons.
  • 13930 of elderly households in Santa Rosa (87.9%) own their homes.
  • 7238 elderly households (46%) pay more than 30% of income for rent or mortgage costs.

Elderly Households by Age and Cost Burden, Santa Rosa County, 2016

Age of Householder Amount of Income Paid for Housing
0-30% 30-49.9%50+ %
65 or more 8617 4435 2803
Notes:  Click here to get household projections by tenure, age of householder, income, and cost burden.
Sources:   Not Available.

Supply Characteristics

Single Family Home Size and Age

  • In 2016, the median size for a new single-family home in Santa Rosa County was 2219 square feet.

Year Structure Built, Santa Rosa County, 2011-2015 American Community Survey

Place Number Share by Decade
2010 or After 2000-2009 1990-1999 1980-1989 1970-1979 1960-1969 1950-1959 1940-1949 1939 or Earlier Total 2010 or After 2000-2009 1990-1999 1980-1989 1970-1979 1960-19691959 or Earlier
Santa Rosa County 1544 19262 17608 12114 8413 4016 2492 719 618 66786 2.3 28.8 26.4 18.1 12.6 6.0 5.7
Notes:  American Community Survey is based on a sample of households and therefore involves a margin of error. To find the margin of error for this and other ACS-based tables, see the General Unit Characteristics tool. A "-" indicates that the value in the ACS is not statistically significant from zero.
Sources:  U.S. Census Bureau, 2011-2015 American Community Survey 5-Year Summary File

Housing Condition Characteristics (Occupied Units), Santa Rosa County, 2011-2015 American Community Survey

Place Persons Per Room House Heating Fuel Kitchen Facilities Plumbing Facilities
1.01 or More Persons per Room Share of Occupied Units (%) No Fuel Used Share of Occupied Units (%) Lacking Complete Facilities Share of Occupied Units (%) Lacking Complete FacilitiesShare of Occupied Units (%)
Santa Rosa County 1349 2.3 388 0.7 962 1.4 266 0.4
Notes:  Housing units are considered to be substandard if they are overcrowded, do not have heat, or lack complete kitchens or plumbing.
American Community Survey is based on a sample of households and therefore involves a margin of error. To find the margin of error for this and other ACS-based tables, see the General Unit Characteristics tool. A "-" indicates that the value in the ACS is not statistically significant from zero.
Sources:  U.S. Census Bureau, 2011-2015 American Community Survey 5-Year Summary File