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Area Median Income

Definition

The median divides the income distribution into two equal parts: one-half of the cases falling below the median income and one-half above the median. [Census 2000 Summary File 3 Technical Documentation. Prepared by the U.S. Census Bureau, 2002.] HUD uses the median income for families in metropolitan and non-metropolitan areas to calculate income limits for eligibility in a variety of housing programs. HUD estimates the median family income for an area in the current year and adjusts that amount for different family sizes so that family incomes may be expressed as a percentage of the area median income. For example, a family's income may equal 80 percent of the area median income, a common maximum income level for participation in HUD programs.

Where to Find Data on this Site

  1. The Household Demographic Data tool allows the user to create counts of households cross-tabulating household income as a percentage of area median income with one or more of the following: age of householder, cost burden, household size in persons, and tenure.
  2. The Special Needs Household Characteristics: General Housing and Demographic Characteristics tool allows the user to create counts of households cross-tabulating household income as a percentage of area median income with one or more of the following indicators: presence of a person with a disability age 15 or older, age of householder, household size, tenure, and cost burden.
  3. The Special Needs Household Characteristics: Substandard Housing, Income, and Cost Burden tool allows the user to create counts of households cross-tabulating household income as a percentage of area median income with one or more of the following indicators: substandard housing conditions, presence of a person with a disability age 15 or older, and cost burden.
  4. The Special Needs Household Characteristics: Individuals' Age and Relationship to Householder tool allows the user to create counts of individuals age 15 or older cross-tabulating household income as a percentage of area median income with one or more of the following indicators: age, disability, and relationship to head of household.
  5. The Demographics section of the Profiles area includes a table for Median Income, Family of Four.
  6. The Demographics area of the Comparisons area also includes a table for Median Income, Family of Four. The Affordable Housing Needs section includes tables for Household Income as a Percentage of Area Median for a number of types of households, including all households, renters, homeowners, elderly-headed households, and cost-burdened households (paying more than 30% of income for housing).
  7. The 2010 Rental Market Study provides 2010-2013 data and estimates on cost-burdened renters by household income as a percentage of area median income.

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