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All Households, Cost Burden by Income, 2023 Estimate (Summary)
Housing Cost Burden
Geography Household Income 30% or less 30.1-50% More than 50%
Flagler County 30% AMI or less 429 472 3046
Flagler County 30.01-50% AMI 2136 1191 2431
Flagler County 50.01-80% AMI 4842 3677 1208
Flagler County 80.01-100% AMI 3555 1542 150
Flagler County Greater than 100% AMI 26501 1668 130

Sources: Estimates and projections by Shimberg Center for Housing Studies, based on U.S. Department of Housing Development, Comprehensive Housing Affordability Strategy (CHAS) dataset and population projections by the Bureau of Economic and Business Research, University of Florida


Renter Households, Cost Burden by Income, 2023 Estimate (Summary)
Housing Cost Burden
Geography Household Income 30% or less 30.1-50% More than 50%
Flagler County 30% AMI or less 87 67 1160
Flagler County 30.01-50% AMI 178 121 1480
Flagler County 50.01-80% AMI 887 1636 686
Flagler County 80.01-100% AMI 605 685 12
Flagler County Greater than 100% AMI 4211 342

Sources: Estimates and projections by Shimberg Center for Housing Studies, based on U.S. Department of Housing Development, Comprehensive Housing Affordability Strategy (CHAS) dataset and population projections by the Bureau of Economic and Business Research, University of Florida


Owner-Occupied Households, Cost Burden by Income, 2023 Estimate (Summary)
Housing Cost Burden
Geography Household Income 30% or less 30.1-50% More than 50%
Flagler County 30% AMI or less 342 405 1886
Flagler County 30.01-50% AMI 1958 1070 951
Flagler County 50.01-80% AMI 3955 2041 522
Flagler County 80.01-100% AMI 2950 857 138
Flagler County Greater than 100% AMI 22290 1326 130

Sources: Estimates and projections by Shimberg Center for Housing Studies, based on U.S. Department of Housing Development, Comprehensive Housing Affordability Strategy (CHAS) dataset and population projections by the Bureau of Economic and Business Research, University of Florida


Homeownership Rate (%), 1990 through 2023 Estimates
Geography 1990 2000 2010 2019-2023 5-Year Estimates
Flagler County 77 84 77 82

Notes: 1-year 2023 ACS estimates are available for 46 counties and 41 incorporated places. 5-year 2019-2023 estimates are used for the remaining counties and cities.

Sources: U.S. Census Bureau, 1990 Census, 2000 Census, 2010 Census, and 2019-2023 American Community Survey 5-Year Estimates


Median Income ($) by Tenure, 2023 Estimates
Geography ACS Data Source Owner Median Income ($) Margin of Error (+/-) Renter Median Income ($) Margin of Error (+/-) All Households Margin of Error (+/-)
Flagler County 2023 1-Year 78813 6441 56096 16126 71682 6922

Notes: The ACS is based on an annual sample of US households. The margin of error (+/-) is based on a 90% confidence level; that is, there is a 90% probability that the actual value falls within the range provided by subtracting and then adding the margin of error to the estimate. If margin of error is greater than the estimate, result is not statistically significantly different than zero. 1-year 2023 ACS estimates are available for 46 counties and 41 incorporated places. 5-year 2019-2023 estimates are used for the remaining counties and cities.

Sources: U.S. Census Bureau, 2023 American Community Survey 1-Year and 5-Year Estimates


Owner Households by Monthly Housing Costs 2023 Estimates (with a Mortgage)
Geography ACS Data Source <$200 Margin of Error (+/-) $200-$299 Margin of Error (+/-) $300-$399 Margin of Error (+/-) $400-$499 Margin of Error (+/-) $500-$599 Margin of Error (+/-) $600-$699 Margin of Error (+/-) $700-$799 Margin of Error (+/-) $800-$899 Margin of Error (+/-) $900-$999 Margin of Error (+/-) $1,000-$1,249 Margin of Error (+/-) $1,250-$1,499 Margin of Error (+/-) $1,500-$1,999 Margin of Error (+/-) $2,000-$2,499 Margin of Error (+/-) $2,500-$2,999 Margin of Error (+/-) $3,000-$3,499 Margin of Error (+/-) $3,500-$3,999 Margin of Error (+/-) >$4,000 Margin of Error (+/-) Total Margin of Error (+/-)
Flagler County 2023 1-Year - - - - - - - - - - - - 706 476 370 311 1322 732 2196 820 3903 1151 7168 1624 5004 1274 1488 740 1584 747 610 456 1429 699 26789 2913

Notes: Counts refer to the number of households with monthly owner costs in each dollar range. Monthly owner costs including mortgage (if any), taxes, insurance, utilities, and association fees. The ACS is based on an annual sample of US households. The margin of error (+/-) is based on a 90% confidence level; that is, there is a 90% probability that the actual value falls within the range provided by subtracting and then adding the margin of error to the estimate. If margin of error is greater than the estimate, result is not statistically significantly different than zero. 1-year 2023 ACS estimates are available for 46 counties and 41 incorporated places. 5-year 2019-2023 estimates are used for the remaining counties and cities.

Sources: U.S. Census Bureau, 2023 American Community Survey 1-Year and 5-Year Estimates


Owner Households by Monthly Housing Costs 2023 Estimates (without a Mortgage)
Geography ACS Data Source <$100 Margin of Error (+/-) $100-$149 Margin of Error (+/-) $150-$199 Margin of Error (+/-) $200-$249 Margin of Error (+/-) $250-$299 Margin of Error (+/-) $300-$349 Margin of Error (+/-) $350-$399 Margin of Error (+/-) $400-$499 Margin of Error (+/-) $500-$599 Margin of Error (+/-) $600-$699 Margin of Error (+/-) $700-$799 Margin of Error (+/-) $800-$899 Margin of Error (+/-) $900-$999 Margin of Error (+/-) $1000-$1099 Margin of Error (+/-) $1100-$1199 Margin of Error (+/-) $1200-$1299 Margin of Error (+/-) $1300-$1399 Margin of Error (+/-) $1400-$1499 Margin of Error (+/-) >$1500 Margin of Error (+/-) Total Not Mortgaged Margin of Error (+/-)
Flagler County 2023 1-Year - - - - 423 393 388 320 - - 739 475 1067 584 3156 1124 1459 568 2660 955 2878 1205 1639 646 927 636 1121 539 929 619 - - 662 409 151 121 963 439 19745 2223

Notes: Counts refer to the number of households with monthly owner costs in each dollar range. Monthly owner costs including mortgage (if any), taxes, insurance, utilities, and association fees. The ACS is based on an annual sample of US households. The margin of error (+/-) is based on a 90% confidence level; that is, there is a 90% probability that the actual value falls within the range provided by subtracting and then adding the margin of error to the estimate. If margin of error is greater than the estimate, result is not statistically significantly different than zero. 1-year 2023 ACS estimates are available for 46 counties and 41 incorporated places. 5-year 2019-2023 estimates are used for the remaining counties and cities.

Sources: U.S. Census Bureau, 2023 American Community Survey 1-Year and 5-Year Estimates


Owner Households by Housing Costs as a Percentage of Household Income, 2023 Estimates
Geography ACS Data Source With Mortgage, Less than 30% Margin of Error (+/-) With Mortgage, More than 30% Margin of Error (+/-) Without Mortgage, Less than 30% Margin of Error (+/-) Without Mortgage, More than 30% Margin of Error (+/-)
Flagler County 2023 1-Year 16728 2629 9960 1864 15998 2147 3561 1343

Notes: Counts refer to the number of households with monthly owner costs in each dollar range. Monthly owner costs including mortgage (if any), taxes, insurance, utilities, and association fees. The ACS is based on an annual sample of US households. The margin of error (+/-) is based on a 90% confidence level; that is, there is a 90% probability that the actual value falls within the range provided by subtracting and then adding the margin of error to the estimate. If margin of error is greater than the estimate, result is not statistically significantly different than zero. 1-year 2023 ACS estimates are available for 46 counties and 41 incorporated places. 5-year 2019-2023 estimates are used for the remaining counties and cities.

Sources: U.S. Census Bureau, 2023 American Community Survey 1-Year and 5-Year Estimates


Renter Households by Gross Rent, 2023 Estimates
Geography ACS Data Source <$200 Margin of Error (+/-) $200-$299 Margin of Error (+/-) $300-$499 Margin of Error (+/-) $500-$749 Margin of Error (+/-) $750-$999 Margin of Error (+/-) $1,000-$1,499 Margin of Error (+/-) $1,500-$1,999 Margin of Error (+/-) $2,000-$2,499 Margin of Error (+/-) $2,500-$2,999 Margin of Error (+/-) $3,000-$3,499 Margin of Error (+/-) $3,500 or More Margin of Error (+/-) No Cash Rent Margin of Error (+/-) Total Margin of Error (+/-)
Flagler County 2023 1-Year - - - - - - - - - - - - - - - - - - - - - - - - - -

Notes: Counts refer to the number of households with monthly owner costs in each dollar range. Monthly owner costs including mortgage (if any), taxes, insurance, utilities, and association fees. The ACS is based on an annual sample of US households. The margin of error (+/-) is based on a 90% confidence level; that is, there is a 90% probability that the actual value falls within the range provided by subtracting and then adding the margin of error to the estimate. If margin of error is greater than the estimate, result is not statistically significantly different than zero. 1-year 2023 ACS estimates are available for 46 counties and 41 incorporated places. 5-year 2019-2023 estimates are used for the remaining counties and cities.

Sources: U.S. Census Bureau, 2023 American Community Survey 1-Year and 5-Year Estimates


Median Gross Rent ($), 2023 Estimates
Geography ACS Data Source Median Gross Rent Margin of Error (+/-)
Flagler County 2023 1-Year 1749 136

Notes: Includes contract rent and utilities. The ACS is based on an annual sample of US households. The margin of error (+/-) is based on a 90% confidence level; that is, there is a 90% probability that the actual value falls within the range provided by subtracting and then adding the margin of error to the estimate. If margin of error is greater than the estimate, result is not statistically significantly different than zero. 1-year 2023 ACS estimates are available for 46 counties and 41 incorporated places. 5-year 2019-2023 estimates are used for the remaining counties and cities.

Sources: U.S. Census Bureau, 2023 American Community Survey 1-Year and 5-Year Estimates


Gross Rent as a Percentage of Household Income, 2023 Estimates
Geography ACS Data Source Less than 30% Margin of Error (+/-) 30-49.9% Margin of Error (+/-) 50% or More Margin of Error (+/-) Total - Not computed Margin of Error (+/-)
Flagler County 2023 1-Year 2915 1335 2131 1009 3143 1048 1454 979

Notes: Counts refer to number of households paying less than 30%, 30-49.9%, and 50% or more of income for gross rent. Gross rent includes contract rent and utilities. The ACS is based on an annual sample of US households. The margin of error (+/-) is based on a 90% confidence level; that is, there is a 90% probability that the actual value falls within the range provided by subtracting and then adding the margin of error to the estimate. If margin of error is greater than the estimate, result is not statistically significantly different than zero. 1-year 2023 ACS estimates are available for 46 counties and 41 incorporated places. 5-year 2019-2023 estimates are used for the remaining counties and cities.

Sources: U.S. Census Bureau, 2023 American Community Survey 1-Year and 5-Year Estimates


Affordable and Available Rental Units per 100 Renters, Florida Regions, 2023
Geography County 0-30% AMI 0-40% AMI 0-50% AMI 0-60% AMI 0-80% AMI 0-120% AMI
Palm Coast, FL MSA (Flagler) Flagler 33 102 29 28 59 89

Notes: Affordable units are those for which a household at the given income limit (% AMI) would pay no more than 30% of income for gross rent. Affordable/available units are affordable at that income level and either vacant or occupied by a household below the income threshold. For additional explanation of affordable/available methods, see the 2022 Rental Market Study, pp. 34-68

Sources: Shimberg Center for Housing Studies analysis of 2021 American Community Survey PUMS


Surplus/Deficit of Affordable/Available Units by Income, Florida Regions, 2023
Geography County 0-30% AMI 0-40% AMI 0-50% AMI 0-60% AMI 0-80% AMI 0-120% AMI
Palm Coast, FL MSA (Flagler) Flagler -1,127 148 -2,638 -3,038 -2,133 -761

Notes: Affordable units are those for which a household at the given income limit (% AMI) would pay no more than 30% of income for gross rent. Affordable/available units are affordable at that income level and either vacant or occupied by a household below the income threshold. Surplus/Deficit of Affordable/Available Units for a particular income range shows the number of affordable/available units in the range minus the number of renter households in that range. For additional explanation of affordable/available methods, see the 2022 Rental Market Study, pp. 34-68

Sources: Shimberg Center for Housing Studies analysis of 2021 American Community Survey PUMS


Housing Units by Type of Structure, 2023 Estimates
Geography ACS Data Source 1, detached Margin of Error (+/-) 1, attached Margin of Error (+/-) 2 Margin of Error (+/-) 3 or 4 Margin of Error (+/-) 5 to 9 Margin of Error (+/-) 10 to 19 Margin of Error (+/-) 20 or more Margin of Error (+/-) Mobile Home or Trailer Margin of Error (+/-) Other Margin of Error (+/-) Total Margin of Error (+/-)
Flagler County 2023 1-Year 49225 2196 3835 1560 1735 1144 1145 429 599 493 729 493 4864 1804 1695 645 - - 63900 32

Notes: Counts refer to the number of households with monthly owner costs in each dollar range. Monthly owner costs including mortgage (if any), taxes, insurance, utilities, and association fees. The ACS is based on an annual sample of US households. The margin of error (+/-) is based on a 90% confidence level; that is, there is a 90% probability that the actual value falls within the range provided by subtracting and then adding the margin of error to the estimate. If margin of error is greater than the estimate, result is not statistically significantly different than zero. 1-year 2023 ACS estimates are available for 46 counties and 41 incorporated places. 5-year 2019-2023 estimates are used for the remaining counties and cities.

Sources: U.S. Census Bureau, 2023 American Community Survey 1-Year and 5-Year Estimates


Vacancy and Occupancy Status, 2023 Estimates
Geography ACS Data Source For Rent For Sale Only Rented or Sold Not Occupied Seasonal,Recreational or Occasional Use For Migrant Workers Other Vacant Total Vacant Total Occupied Total Units
Flagler County 2023 1-Year null null null null null null null 56177

Notes: The ACS is based on an annual sample of US households. The margin of error (+/-) is based on a 90% confidence level; that is, there is a 90% probability that the actual value falls within the range provided by subtracting and then adding the margin of error to the estimate. If margin of error is greater than the estimate, result is not statistically significantly different than zero. 1-year 2023 ACS estimates are available for 46 counties and 41 incorporated places. 5-year 2019-2023 estimates are used for the remaining counties and cities.

Sources: U.S. Census Bureau, 2023 American Community Survey 1-Year and 5-Year Estimates


Substandard Housing, 2023 Estimates
Geography ACS Data Source 1.01 or More Persons per Room Share of Occupied Units (%) No Fuel Used Share of Occupied Units (%) Lacking Complete Kitchen Facilities Share of Occupied Units (%) Lacking Complete Plumbing Facilities Share of Occupied Units (%)
Flagler County 2023 1-Year - - - - - - - -

Notes: The ACS is based on an annual sample of US households. The margin of error (+/-) is based on a 90% confidence level; that is, there is a 90% probability that the actual value falls within the range provided by subtracting and then adding the margin of error to the estimate. If margin of error is greater than the estimate, result is not statistically significantly different than zero. 1-year 2023 ACS estimates are available for 46 counties and 41 incorporated places. 5-year 2019-2023 estimates are used for the remaining counties and cities.

Sources: U.S. Census Bureau, 2023 American Community Survey 1-Year and 5-Year Estimates


Wage and Rent Comparison by Industry, 2024
Geography Industry 2024 Average Hourly Wage (2025 $) 2024 Average Annual Wage (2025 $) Maximum Affordable Rent (30% of Income) 2025 HUD 2BR Fair Market Rent % Income Needed for 2 BR FMR # of Workers in 2024 2025 3-Person Median Income Annual Wage as Percent of 3-Person AMI
Flagler County Accommodation and Food Services $13.4 $27,873 $697 $1,693 73% 4,475 $85,400 33%
Flagler County Administrative and Waste Services $25.21 $52,445 $1,311 $1,693 39% 2,285 $85,400 61%
Flagler County Agriculture, Forestry, Fishing & Hunting $24.76 $51,497 $1,287 $1,693 39% 210 $85,400 60%
Flagler County Arts, Entertainment, and Recreation $16.18 $33,663 $842 $1,693 60% 601 $85,400 39%
Flagler County Construction $25.5 $53,031 $1,326 $1,693 38% 2,253 $85,400 62%
Flagler County Educational Services $0 $0 $0 $1,693 $85,400 0%
Flagler County Finance and Insurance $36.96 $76,885 $1,922 $1,693 26% 581 $85,400 90%
Flagler County Health Care and Social Assistance $29.69 $61,751 $1,544 $1,693 33% 4,349 $85,400 72%
Flagler County Information $38.62 $80,336 $2,008 $1,693 25% 264 $85,400 94%
Flagler County Management of Companies and Enterprises $82.83 $172,287 $4,307 $1,693 12% 110 $85,400 202%
Flagler County Mining $44.29 $92,130 $2,303 $1,693 22% 8 $85,400 108%
Flagler County Professional and Technical Services $43.95 $91,415 $2,285 $1,693 22% 1,238 $85,400 107%
Flagler County Public Administration $32.95 $68,544 $1,714 $1,693 30% 1,817 $85,400 80%
Flagler County Real Estate and Rental and Leasing $23.82 $49,551 $1,239 $1,693 41% 409 $85,400 58%
Flagler County Retail Trade $17.91 $37,260 $932 $1,693 55% 4,418 $85,400 44%
Flagler County Transportation and Warehousing $26.31 $54,718 $1,368 $1,693 37% 446 $85,400 64%
Flagler County Utilities $0 $0 $0 $1,693 $85,400 0%
Flagler County Wholesale Trade $47.91 $99,648 $2,491 $1,693 20% 569 $85,400 117%

Notes: Based on average annual wages for industry sector, converted to hourly wages by dividing by 2000 (assumes 40-hour work week, 50 weeks per year). 2023 wage data converted to 2024 dollars using the Consumer Price Index. 2023 wage data converted to 2024 dollars using the Consumer Price Index.

Sources: Florida Department of Commerce, 2023 Occupational Employment Statistics and Wages; 2024 HUD Fair Market Rent


Wage and Rent Comparison by Occupation, 2024
Geography Occupation Median Hourly Wage (2025 $) Maximum Affordable Rent (30% of Income) 2025 HUD 2BR Fair Market Rent % Income Needed for 2 BR, Median Wage Worker # of Workers in 2024 Annual Wage as a % AMI for a Family of 3
Palm Coast, FL HUD Metro FMR Area Automotive Service Technicians and Mechanics $23.22 $1,207 $1,693 42% 1,480 57%
Palm Coast, FL HUD Metro FMR Area Bartenders $14.51 $754 $1,693 67% 1,730 35%
Palm Coast, FL HUD Metro FMR Area Bus Drivers, Transit and Intercity $22.24 $1,157 $1,693 44% 230 54%
Palm Coast, FL HUD Metro FMR Area Carpenters $22.89 $1,190 $1,693 43% 940 56%
Palm Coast, FL HUD Metro FMR Area Cashiers $14.26 $742 $1,693 68% 5,650 35%
Palm Coast, FL HUD Metro FMR Area Child, Family, and School Social Workers $24.45 $1,272 $1,693 40% 400 60%
Palm Coast, FL HUD Metro FMR Area Childcare Workers $15.28 $794 $1,693 64% 580 37%
Palm Coast, FL HUD Metro FMR Area Construction Laborers $18.97 $986 $1,693 51% 1,840 46%
Palm Coast, FL HUD Metro FMR Area Cooks, Restaurant $17.5 $910 $1,693 56% 3,750 43%
Palm Coast, FL HUD Metro FMR Area Correctional Officers and Jailers $23.1 $1,201 $1,693 42% 380 56%
Palm Coast, FL HUD Metro FMR Area Customer Service Representatives $18.3 $952 $1,693 53% 3,530 45%
Palm Coast, FL HUD Metro FMR Area Dental Assistants $21.78 $1,133 $1,693 45% 610 53%
Palm Coast, FL HUD Metro FMR Area Dishwashers $14.27 $742 $1,693 68% 880 35%
Palm Coast, FL HUD Metro FMR Area Electricians $24.28 $1,262 $1,693 40% 1,120 59%
Palm Coast, FL HUD Metro FMR Area Elementary School Teachers, Except Special Education $28.45 $1,479 $1,693 34% 2,280 69%
Palm Coast, FL HUD Metro FMR Area Farmworkers and Laborers, Crop, Nursery, and Greenhouse $14.4 $749 $1,693 68% 90 35%
Palm Coast, FL HUD Metro FMR Area Fast Food and Counter Workers $13.57 $706 $1,693 72% 7,090 33%
Palm Coast, FL HUD Metro FMR Area Firefighters $21.84 $1,136 $1,693 45% 580 53%
Palm Coast, FL HUD Metro FMR Area Food Preparation Workers $17.23 $896 $1,693 57% 2,110 42%
Palm Coast, FL HUD Metro FMR Area Hairdressers, Hairstylists, and Cosmetologists $14.36 $747 $1,693 68% 580 35%
Palm Coast, FL HUD Metro FMR Area Heating, Air Conditioning, and Refrigeration Mechanics and Installers $23.64 $1,229 $1,693 41% 900 58%
Palm Coast, FL HUD Metro FMR Area Heavy and Tractor-Trailer Truck Drivers $23.45 $1,219 $1,693 42% 1,720 57%
Palm Coast, FL HUD Metro FMR Area Home Health and Personal Care Aides $15.44 $803 $1,693 63% 2,350 38%
Palm Coast, FL HUD Metro FMR Area Hotel, Motel, and Resort Desk Clerks $14.97 $778 $1,693 65% 590 36%
Palm Coast, FL HUD Metro FMR Area Janitors and Cleaners, Except Maids and Housekeeping Cleaners $16.34 $849 $1,693 60% 2,800 40%
Palm Coast, FL HUD Metro FMR Area Landscaping and Groundskeeping Workers $16.99 $884 $1,693 57% 2,600 41%
Palm Coast, FL HUD Metro FMR Area Laundry and Dry-Cleaning Workers $14.87 $773 $1,693 66% 320 36%
Palm Coast, FL HUD Metro FMR Area Licensed Practical and Licensed Vocational Nurses $29.19 $1,518 $1,693 33% 990 71%
Palm Coast, FL HUD Metro FMR Area Light Truck Drivers $18.62 $968 $1,693 52% 1,560 45%
Palm Coast, FL HUD Metro FMR Area Maids and Housekeeping Cleaners $14.93 $776 $1,693 65% 1,570 36%
Palm Coast, FL HUD Metro FMR Area Medical Assistants $19.14 $995 $1,693 51% 1,400 47%
Palm Coast, FL HUD Metro FMR Area Mental Health and Substance Abuse Social Workers $23.44 $1,219 $1,693 42% 70 57%
Palm Coast, FL HUD Metro FMR Area Middle School Teachers, Except Special and Career/Technical Education $29.11 $1,514 $1,693 34% 840 71%
Palm Coast, FL HUD Metro FMR Area Nursing Assistants $17.94 $933 $1,693 54% 3,000 44%
Palm Coast, FL HUD Metro FMR Area Office Clerks, General $19.57 $1,018 $1,693 50% 5,150 48%
Palm Coast, FL HUD Metro FMR Area Painters, Construction and Maintenance $19.18 $997 $1,693 51% 510 47%
Palm Coast, FL HUD Metro FMR Area Paralegals and Legal Assistants $25.22 $1,312 $1,693 39% 510 61%
Palm Coast, FL HUD Metro FMR Area Paramedics $25.69 $1,336 $1,693 38% 200 63%
Palm Coast, FL HUD Metro FMR Area Pharmacy Technicians $18.6 $967 $1,693 53% 1,070 45%
Palm Coast, FL HUD Metro FMR Area Plumbers, Pipefitters, and Steamfitters $23.09 $1,200 $1,693 42% 550 56%
Palm Coast, FL HUD Metro FMR Area Police and Sheriff's Patrol Officers $26.47 $1,376 $1,693 37% 1,240 64%
Palm Coast, FL HUD Metro FMR Area Preschool Teachers, Except Special Education $14.98 $779 $1,693 65% 730 36%
Palm Coast, FL HUD Metro FMR Area Receptionists and Information Clerks $17.21 $895 $1,693 57% 1,600 42%
Palm Coast, FL HUD Metro FMR Area Registered Nurses $40.57 $2,110 $1,693 24% 6,220 99%
Palm Coast, FL HUD Metro FMR Area Retail Salespersons $15.01 $781 $1,693 65% 8,910 37%
Palm Coast, FL HUD Metro FMR Area Roofers $21.45 $1,116 $1,693 46% 670 52%
Palm Coast, FL HUD Metro FMR Area Secondary School Teachers, Except Special and Career/Technical Education $28.9 $1,503 $1,693 34% 2,190 70%
Palm Coast, FL HUD Metro FMR Area Secretaries and Administrative Assistants, Except Legal, Medical, and Executive $19.29 $1,003 $1,693 51% 2,110 47%
Palm Coast, FL HUD Metro FMR Area Security Guards $16.59 $863 $1,693 59% 1,560 40%
Palm Coast, FL HUD Metro FMR Area Substitute Teachers, Short-Term $18.46 $960 $1,693 53% 390 45%
Palm Coast, FL HUD Metro FMR Area Tellers $21.74 $1,130 $1,693 45% 270 53%
Palm Coast, FL HUD Metro FMR Area Total all occupations $20.62 $1,072 $1,693 47% 217,920 50%
Palm Coast, FL HUD Metro FMR Area Veterinary Technologists and Technicians $18.91 $984 $1,693 52% 220 46%
Palm Coast, FL HUD Metro FMR Area Waiters and Waitresses $14.18 $737 $1,693 69% 6,320 35%

Notes: Statewide FMRs come from the National Low Income Housing Coalition's Out of Reach report and are averages weighted by the number of renters in each county. 2024 wage data converted to 2024 dollars using the Consumer Price Index.

Sources: Florida Department of Commerce, 2024 Occupational Employment and Wage Statistics; 2024 HUD Fair Market Rent


Households by Tenure, Race/Ethnicity, and Income (% AMI), 2018-2022
Geography Tenure Race/Ethnicity Household Income Households
Flagler County, Florida Owner occupied American Indian or Alaska Native alone, non-Hispanic 30% or Less of HAMFI 15
Flagler County, Florida Owner occupied American Indian or Alaska Native alone, non-Hispanic 30.01 to 50% HAMFI 0
Flagler County, Florida Owner occupied American Indian or Alaska Native alone, non-Hispanic 50.01 to 80% HAMFI 0
Flagler County, Florida Owner occupied American Indian or Alaska Native alone, non-Hispanic 80.01 to 100% of HAMFI 0
Flagler County, Florida Owner occupied American Indian or Alaska Native alone, non-Hispanic Greater than 100% of HAMFI 55
Flagler County, Florida Owner occupied Asian alone, non-Hispanic 30% or Less of HAMFI 25
Flagler County, Florida Owner occupied Asian alone, non-Hispanic 30.01 to 50% HAMFI 75
Flagler County, Florida Owner occupied Asian alone, non-Hispanic 50.01 to 80% HAMFI 60
Flagler County, Florida Owner occupied Asian alone, non-Hispanic 80.01 to 100% of HAMFI 160
Flagler County, Florida Owner occupied Asian alone, non-Hispanic Greater than 100% of HAMFI 280
Flagler County, Florida Owner occupied Black or African-American alone, non-Hispanic 30% or Less of HAMFI 325
Flagler County, Florida Owner occupied Black or African-American alone, non-Hispanic 30.01 to 50% HAMFI 320
Flagler County, Florida Owner occupied Black or African-American alone, non-Hispanic 50.01 to 80% HAMFI 305
Flagler County, Florida Owner occupied Black or African-American alone, non-Hispanic 80.01 to 100% of HAMFI 285
Flagler County, Florida Owner occupied Black or African-American alone, non-Hispanic Greater than 100% of HAMFI 1,265
Flagler County, Florida Owner occupied Hispanic, any race 30% or Less of HAMFI 270
Flagler County, Florida Owner occupied Hispanic, any race 30.01 to 50% HAMFI 355
Flagler County, Florida Owner occupied Hispanic, any race 50.01 to 80% HAMFI 485
Flagler County, Florida Owner occupied Hispanic, any race 80.01 to 100% of HAMFI 360
Flagler County, Florida Owner occupied Hispanic, any race Greater than 100% of HAMFI 1,615
Flagler County, Florida Owner occupied Pacific Islander alone, non-Hispanic 30% or Less of HAMFI 0
Flagler County, Florida Owner occupied Pacific Islander alone, non-Hispanic 30.01 to 50% HAMFI 0
Flagler County, Florida Owner occupied Pacific Islander alone, non-Hispanic 50.01 to 80% HAMFI 0
Flagler County, Florida Owner occupied Pacific Islander alone, non-Hispanic 80.01 to 100% of HAMFI 0
Flagler County, Florida Owner occupied Pacific Islander alone, non-Hispanic Greater than 100% of HAMFI 0
Flagler County, Florida Owner occupied White alone, non-Hispanic 30% or Less of HAMFI 2,140
Flagler County, Florida Owner occupied White alone, non-Hispanic 30.01 to 50% HAMFI 2,335
Flagler County, Florida Owner occupied White alone, non-Hispanic 50.01 to 80% HAMFI 5,245
Flagler County, Florida Owner occupied White alone, non-Hispanic 80.01 to 100% of HAMFI 2,845
Flagler County, Florida Owner occupied White alone, non-Hispanic Greater than 100% of HAMFI 18,255
Flagler County, Florida Renter occupied American Indian or Alaska Native alone, non-Hispanic 30% or Less of HAMFI 0
Flagler County, Florida Renter occupied American Indian or Alaska Native alone, non-Hispanic 30.01 to 50% HAMFI 0
Flagler County, Florida Renter occupied American Indian or Alaska Native alone, non-Hispanic 50.01 to 80% HAMFI 0
Flagler County, Florida Renter occupied American Indian or Alaska Native alone, non-Hispanic 80.01 to 100% of HAMFI 0
Flagler County, Florida Renter occupied American Indian or Alaska Native alone, non-Hispanic Greater than 100% of HAMFI 0
Flagler County, Florida Renter occupied Asian alone, non-Hispanic 30% or Less of HAMFI 70
Flagler County, Florida Renter occupied Asian alone, non-Hispanic 30.01 to 50% HAMFI 15
Flagler County, Florida Renter occupied Asian alone, non-Hispanic 50.01 to 80% HAMFI 85
Flagler County, Florida Renter occupied Asian alone, non-Hispanic 80.01 to 100% of HAMFI 0
Flagler County, Florida Renter occupied Asian alone, non-Hispanic Greater than 100% of HAMFI 0
Flagler County, Florida Renter occupied Black or African-American alone, non-Hispanic 30% or Less of HAMFI 145
Flagler County, Florida Renter occupied Black or African-American alone, non-Hispanic 30.01 to 50% HAMFI 145
Flagler County, Florida Renter occupied Black or African-American alone, non-Hispanic 50.01 to 80% HAMFI 415
Flagler County, Florida Renter occupied Black or African-American alone, non-Hispanic 80.01 to 100% of HAMFI 55
Flagler County, Florida Renter occupied Black or African-American alone, non-Hispanic Greater than 100% of HAMFI 690
Flagler County, Florida Renter occupied Hispanic, any race 30% or Less of HAMFI 190
Flagler County, Florida Renter occupied Hispanic, any race 30.01 to 50% HAMFI 90
Flagler County, Florida Renter occupied Hispanic, any race 50.01 to 80% HAMFI 340
Flagler County, Florida Renter occupied Hispanic, any race 80.01 to 100% of HAMFI 70
Flagler County, Florida Renter occupied Hispanic, any race Greater than 100% of HAMFI 180
Flagler County, Florida Renter occupied Pacific Islander alone, non-Hispanic 30% or Less of HAMFI 0
Flagler County, Florida Renter occupied Pacific Islander alone, non-Hispanic 30.01 to 50% HAMFI 0
Flagler County, Florida Renter occupied Pacific Islander alone, non-Hispanic 50.01 to 80% HAMFI 0
Flagler County, Florida Renter occupied Pacific Islander alone, non-Hispanic 80.01 to 100% of HAMFI 0
Flagler County, Florida Renter occupied Pacific Islander alone, non-Hispanic Greater than 100% of HAMFI 65
Flagler County, Florida Renter occupied White alone, non-Hispanic 30% or Less of HAMFI 780
Flagler County, Florida Renter occupied White alone, non-Hispanic 30.01 to 50% HAMFI 720
Flagler County, Florida Renter occupied White alone, non-Hispanic 50.01 to 80% HAMFI 1,830
Flagler County, Florida Renter occupied White alone, non-Hispanic 80.01 to 100% of HAMFI 910
Flagler County, Florida Renter occupied White alone, non-Hispanic Greater than 100% of HAMFI 2,455

Notes: '-' indicates value that is not statistically significantly different than zero.

Sources: U.S. Department of Housing and Urban Development, 2018-2022 Comprehensive Housing Affordability Strategy (CHAS) dataset.


Households by Tenure, Race/Ethnicity, and Cost Burden, 2018-2022
Geography Tenure Race/Ethnicity 30% or less 30.1-50% More than 50% Not computed
Flagler County Owner American Indian or Alaska Native alone, non-Hispanic 55 0 0 15
Flagler County Owner Asian alone, non-Hispanic 430 60 105 0
Flagler County Owner Black or African-American alone, non-Hispanic 1,675 495 320 15
Flagler County Owner Hispanic, any race 2,230 325 490 45
Flagler County Owner Pacific Islander alone, non-Hispanic 0 0 0 0
Flagler County Owner White alone, non-Hispanic 23,910 3,890 2,700 320
Flagler County Owner other (including multiple races, non-Hispanic) 510 60 40 0
Flagler County Renter American Indian or Alaska Native alone, non-Hispanic 0 0 0 0
Flagler County Renter Asian alone, non-Hispanic 0 100 35 35
Flagler County Renter Black or African-American alone, non-Hispanic 725 470 255 0
Flagler County Renter Hispanic, any race 370 160 305 35
Flagler County Renter Pacific Islander alone, non-Hispanic 65 0 0 0
Flagler County Renter White alone, non-Hispanic 3,355 1,475 1,760 100
Flagler County Renter other (including multiple races, non-Hispanic) 430 130 60 0

Notes: '-' indicates value that is not statistically significantly different than zero.

Sources: Sources: U.S. Department of Housing and Urban Development, 2018-2022 Comprehensive Housing Affordability Strategy (CHAS) dataset.


Households by Tenure, Race, and Age of Householder, 2019-2023
Geography Race/Ethnicity Age of Householder Owners Renters Total Homeownership Rate
Flagler County White, Non-Hispanic 64 or Younger 16,592 3,925 20,517 81.0%
Flagler County White, Non-Hispanic 65 & Older 16,828 1,610 18,438 91.0%
Flagler County Black, Non-Hispanic 64 or Younger 1,290 1,368 2,658 49.0%
Flagler County Black, Non-Hispanic 65 & Older 1,318 179 1,497 88.0%
Flagler County Other, Non-Hispanic 64 or Younger 885 673 1,558 57.0%
Flagler County Other, Non-Hispanic 65 & Older 693 347 1,040 67.0%
Flagler County Hispanic 64 or Younger 2,547 730 3,277 78.0%
Flagler County Hispanic 65 & Older 1,271 40 1,311 97.0%

Notes: '-' signifies value that is not statistically significantly different from zero.

Sources: Shimberg Center tabulation of U.S. Census Bureau, 2019-2023 American Community Survey.


Households by Tenure, Household Type, and Cost Burden, 2019-2023
Geography Household Type Owner/Not Cost Burdened Owner Cost Burdened Renter/Not Cost Burdened Renter Cost Burdened
Flagler County Married Couple Household 20,921 4,676 2,004 1,132
Flagler County Male Only Headed Family 1,010 338 140 336
Flagler County Female Only Headed Family 2,238 807 996 1,195
Flagler County Non-family household 7,070 4,364 1,277 1,792

Notes: '-' signifies value that is not statistically significantly different from zero. "Cost Burdened" households are those paying more than 30% of income for housing costs."

Sources: Shimberg Center tabulation of U.S. Census Bureau, 2019-2023 American Community Survey.


Household Pulse Survey: Last Month's Payment Status for Owner-Occupied Housing Units, Florida
Geography Caught up on mortgage Not caught up Did not report Owned free and clear
Florida 6,076,656 592,315 88,301 4,026,883

Notes: Universe is statewide total population 18 years and older in owner-occupied housing units. Numbers refer to adult population (not households).

Sources: U.S. Census Bureau Household Pulse Survey, Phase 4.2 Cycle 09 Household Pulse Survey: August 20 - September 16. See the Household Pulse Survey.


Household Pulse Survey: Likelihood of Having to Leave this House in Next Two Months Due to Foreclosure, Florida
Geography Very likely to leave home due to forelcousre in next 2 months Somewhat likely Not very likely Not likely at all Did not report
Florida - 67,777 232,395 243,185 48,957

Notes: Universe is statewide total population 18 years and older in owner-occupied housing units with a mortgage, that are not current on mortgage payments; populations in owner-occupied units where the mortgage is current or without a mortgage are not included. Numbers refer to adult population (not households).

Sources: U.S. Census Bureau Household Pulse Survey, Phase 4.2 Cycle 09 Household Pulse Survey: August 20 - September 16. See the Household Pulse Survey.


Household Pulse Survey: Last Month's Payment Status for Renter-Occupied Housing Units, Florida
Geography Caught up on rent payments Not caught up Did not report Occupied without rent
Florida 3,844,579 743,360 22,918 270,347

Notes: Universe is statewide total population 18 years and older in renter-occupied housing units. Numbers refer to adult population (not households).

Sources: U.S. Census Bureau Household Pulse Survey, Phase 4.2 Cycle 09 Household Pulse Survey: August 20 - September 16. See the Household Pulse Survey.


Household Pulse Survey: Likelihood of Having to Leave this House in Next Two Months Due to Eviction,Florida
Geography Very likely to leave home due to eviction in next 2 months Somewhat likely Not very likely Not likely at all Did not report
Florida 22,874 77,854 190,294 317,484 134,854

Notes: Universe is statewide total population 18 years and older in renter-occupied housing units, that are not current on rent payments; population in units that are current on rent payments is not included. Numbers refer to adult population (not households).

Sources: U.S. Census Bureau Household Pulse Survey, Phase 4.2 Cycle 09 Household Pulse Survey: August 20 - September 16. See the Household Pulse Survey.


Household Pulse Survey: Change in Monthly Rent During the Last 12 Months, Florida
Geography No change in rent in last 12 months Rent decreased Rent increased by <$100 Rent increased by <$100-$249 Rent increased by <$250-$500 Rent increased by more than $500 Did not report Occupied without rent
Florida 1,156,648 16,344 598,861 1,650,216 832,608 337,533 18,645 270,347

Notes: Universe is statewide total population 18 years and older in renter-occupied housing units. Numbers refer to adult population (not households).

Sources: U.S. Census Bureau Household Pulse Survey, Phase 4.2 Cycle 09 Household Pulse Survey: August 20 - September 16. See the Household Pulse Survey.


ALICE (Asset Limited, Income Constrained, Employed) Household Survival Budget, 2023
Geography Monthly Costs Single Adult One Adult, One Child One Adult, One in Childcare Two Adults Two Adults, Two Children Two Adults, Two in Childcare Single Adult 65+ Two Adults 65+
Flagler County Housing $1,031 $1,224 $1,224 $1,224 $1,541 $1,541 $1,031 $1,224
Flagler County Child Care $0 $266 $708 $0 $531 $1,542 $0 $0
Flagler County Food $544 $920 $826 $997 $1,673 $1,477 $500 $918
Flagler County Transportation $469 $604 $604 $709 $996 $996 $399 $568
Flagler County Health Care $162 $488 $488 $488 $759 $759 $533 $1,066
Flagler County Technology $86 $86 $86 $116 $116 $116 $86 $116
Flagler County Miscellaneous $229 $359 $394 $353 $562 $643 $255 $389
Flagler County Taxes $339 $758 $833 $455 $1,333 $1,509 $394 $684
Flagler County Monthly Total $2,860 $4,271 $4,729 $4,342 $6,645 $7,717 $3,198 $4,965
Flagler County Annual Total $34,320 $51,252 $56,748 $52,104 $79,740 $92,604 $38,376 $59,580
Flagler County Hourly Wage $17.16 $25.63 $28.37 $26.05 $39.87 $46.3 $19.19 $29.79

Notes: According to United for ALICE, "The Household Survival Budget reflects the minimum cost to live and work in today's economy and includes housing, child care, food, transportation, health care, and technology, plus taxes and a 10% miscellaneous category."

Sources: United for ALICE, ALICE in Florida: Household budgets (2023 data year).

Disclaimer: The Shimberg Center for Housing Studies has compiled housing and demographic information for the convenience of consumers, policy makers, planners, program administrators and other interested parties throughout Florida. The Shimberg Center is committed to ensuring that the data in the Florida Housing Data Clearinghouse is as accurate as possible, consistent with any limitations on the inherent accuracy of the original data sources. Although every effort has been made to ensure that information is comprehensive and accurate, errors and omissions may exist. The Clearinghouse and the information included therein is provided on an "as is" basis. The Shimberg Center for Housing Studies, the Florida Housing Data Clearinghouse, the University of Florida, or any of their respective faculty, staff, or administration specifically disclaim any warranty, either expressed or implied, including but not limited to the implied warranties of merchantability and fitness for a particular use. The entire risk as to quality and performance is with the user. Persons who notice information that is incomplete, incorrect, or out of date should contact the Shimberg Center at (800) 259-5705 or email fhdc-comments@shimberg.ufl.edu.